Building Insurance

• Your building will be protected against loss or damage up to the value of your building that you told us about. We define a building as any private residential home used for domestic purposes.
• This includes outbuildings, swimming pools, walls and fences, gates and gate motors – and much more.

Your Building Insurance also includes:

• The cost of employing a security guard to protect the building
• Replacing lost keys and remote control units, or damage to your locks
• The loss of metered water
• Leak detection and repairs
• Accidental damage to underground public services
• Cover for any damage or destruction caused by subsidence, landslip or ground heave of the land supporting the building (not related to the moisture content of the soil)
• Cover for costs charged by an authorised body for extinguishing a fire, to prevent or reduce loss or damage to the building
• Cover for any rental income you lose because of any insured event, or the cost of having to find alternative accommodation